🚀 Analyste Quantitatif Senior (F/H)

About Younited

Younited is a B Corp‑certified fintech company that provides credit and payment solutions across Europe. With a focus on transparency, inclusion and digital innovation, we aim to be the trusted financial partner for consumers and businesses alike.

Position: Senior Quantitative Analyst (F/H)

Location: Paris – Full‑time, permanent (CDI). Remote work is possible on a part‑time basis.

Job Summary

As a Senior Quantitative Analyst, you will be at the core of the Credit Portfolio Management team within the Risk & Data department. You will develop and refine IFRS 9, 13, 15, 7 and related risk models, ensuring accurate provisioning, robust reporting and compliance with accounting standards.

Responsibilities

• Design, develop and maintain IFRS risk models (scenario macro‑economics, provisions).
• Ensure model consistency with accounting standards and regulatory expectations.
• Adapt methodologies to evolving IFRS and regulatory changes.
• Deploy models into production with engineering teams (GCP, DBT stack).
• Document models and validate against audit requirements.
• Integrate models into provisioning and financial reporting processes.
• Contribute to monthly and quarterly risk cost analyses.
• Prepare and present validation reviews, audits and regulatory inspections.
• Define the IFRS roadmap in partnership with group strategy.

Qualifications

• Master’s or PhD in quantitative disciplines (statistics, mathematics, data science, engineering).
• Minimum 3 years of experience in credit risk modeling with concrete IFRS modeling exposure.
• Strong grasp of IFRS methodology and regulatory expectations.
• Analytical rigor, autonomy, meticulous attention to detail and teamwork skills.
• Excellent written and verbal communication in English.
• Comfortable working in a dynamic, international environment.

Application Process

• Initial video interview with Talent Acquisition.
• Discussion with Head of Credit Portfolio Management.
• Online technical test and business case presentation.
• Final interviews with Senior Data Science and Analytics Engineering leads.

Additional Information

• Contract type: CDI
• Level: Mid‑Senior
• Required expertise: 5+ years in credit risk or related field
• Remote work: optional part‑time