🚀 Corporate Banker (Full Time) - Sterling Plaza

Corporate Banker (Full Time) - Sterling Plaza

Join to apply for the Corporate Banker (Full Time) – Sterling Plaza role at Prosperity Bank .

Position Purpose: The position involves all aspects of the corporate banking function and is responsible for originating, growing, and retaining profitable client relationships. Will work both independently and as part of a team to deliver solutions to clients. Must possess a comprehensive knowledge of credit and treasury solutions and the ability to coordinate the underwriting and credit approval process. As the primary relationship manager, the candidate will also be responsible for the ongoing management and development of client relationships within their portfolio.

Essential Functions

• Leads and executes a marketing strategy to attract new client relationships based on a deep understanding of the markets we serve.
• Acts as the primary relationship manager for client relationships within the portfolio.
• Advises, as a subject matter expert, on all aspects of structuring and underwriting credit solutions.
• Obtains and analyzes appropriate diligence materials for the proper evaluation of credit risk, collateral value, and repayment capacity of clients.
• Analyzes pertinent information and develops appropriate internal loan application documentation used in the approval process.
• Participates in the assembly of complete loan underwriting packages with adequate documentation to meet bank management and regulatory guidelines.
• Prepares loan requests to the Loan Committee.
• Works with attorneys to ensure appropriate documentation.
• Collaborates with Credit Analysts and Portfolio Managers to monitor existing client relationships including periodic borrowing base and collateral reports and follow up responsibilities related to any past due accounts within the loan portfolio.
• Provides mentoring and training of junior team members as necessary to aid in their development.
• Maintains open lines of communication with bank clients and bank management.
• Other duties as assigned.

Qualifications

Education/Certification: A college or university undergraduate degree in a related subject; less than 8 years of related experience and/or training, or equivalent combination of education and experience is required.

Required Knowledge: Knowledge of generally accepted accounting principles and various types of commercial loan products are required. Proven analytical ability is also a requirement. Verbal and written communication skills are a must. Familiarity with the bank’s loan policy is a must. Advanced knowledge of financial analysis including cash flow analysis, balance sheet and income statement analysis, collateral evaluation, loan contracts, and appraisal reports are required.

Skills/Abilities: Excellent writing skills are required. The ability to write routine loan memoranda and loan application requests concisely and thoroughly is a must. Experience with Microsoft Office, especially Excel and Word, is required.

Seniority Level

Mid–Senior level

Employment Type

Full‑time

Job Function

Finance and Sales; Banking

Working Hours

Monday – Friday: 8:00 AM – 5:00 PM