🚀 Financial Credit Risk, Senior Associate

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Overview

A career in our Balance Sheet Management practice, within Financial Risk and Regulatory services, will provide you with the opportunity to help business leaders embed a proactive and dynamic risk management capability and mind set into their corporate business practices. From strategy through to implementation, we help put in place people, processes and technology so they can leverage financial risk management to identify new opportunities and pursue success as smoothly, systematically and sustainably as possible in the face of changing markets, technologies and competition. Our team provides our clients with gap assessments as well as design and implement processes to facilitate asset and liability management, funding and liquidity planning and stress testing, and capital management. You’ll help build tools that enable our clients to efficiently utilise capital and liquidity resources, consistent with regulatory expectations.

Specialty/Competency : Financial Risk

Industry/Sector : Banking and Capital Markets

Time Type : Full time

Travel Requirements : Up to 60%

Responsibilities

• Use feedback and reflection to develop self awareness, personal strengths and address development areas.
• Delegate to others to provide stretch opportunities, coaching them to deliver results.
• Demonstrate critical thinking and the ability to bring order to unstructured problems.
• Use a broad range of tools and techniques to extract insights from current industry or sector trends.
• Review your work and that of others for quality, accuracy and relevance.
• Know how and when to use tools available for a given situation and can explain the reasons for this choice.
• Seek and embrace opportunities which give exposure to different situations, environments and perspectives.
• Use straightforward communication, in a structured way, when influencing and connecting with others.
• Able to read situations and modify behavior to build quality relationships.
• Uphold the firm's code of ethics and business conduct.

As a member of the Risk & Regulatory Advisory team, you will advise financial institutions on a broad range of credit risk management topics including organization and governance; credit process optimization; risk rating model design, build and implementation; and Current Expected Credit Losses (CECL) process and tools. You will work on a team evaluating, designing, and implementing credit risk strategies to support our clients in addressing key market challenges focused on credit risk.

Basic Qualifications

Minimum Degree Required : Bachelor Degree

Minimum Years Of Experience : 3 years

Preferred Qualifications

• Master Degree
• Degree preferred fields of study: Business Administration/Management, Mathematics, Statistics, Finance, Accounting, Economics
• Demonstrates a thorough level of abilities and/or a proven record of success in how to lead or facilitate relevant project management or client consultations in the areas of credit-related activities and credit risk management, preferably in some combination of the following areas: Collaborating and/or playing a significant role in commercial and retail lending and credit process redesign initiatives, familiarity with conducting credit risk processes, developing and validating credit risk methodologies, creating and executing design and application of credit risk reporting and analytics, possessing knowledge of Allowance for Credit Losses including methodology, models, and US GAAP requirements under CECL and knowledge of IFRS 9, selecting, implementing and/or using commercial and retail credit risk workflow analytic tools, possessing familiarity with commercial and retail credit regulatory guidance covering CECL and credit risk review systems, and possessing completion of a formal credit training program.
• Demonstrates a Thorough Level Of Abilities And/or a Proven Record Of Success With Designing And Implementing Process Improvement Solutions, Leveraging PC Applications Including MS Office (Word, Excel, Access, PowerPoint), Where Applicable, Including: Leveraging know-how of a wide range of commercial and retail loan types, operating successfully as both an individual contributor and team member, preparing, coordinating, and delivering complex written and verbal materials to clients and senior management, collaborating with teams to create a proven atmosphere of trust, seeking diverse views to encourage improvement and innovation, coaching staff, identifying and addressing client needs by building and maintaining trust, fostering a global mindset for the team, demonstrating experience in working with and managing on-shore and off-shore teams, demonstrating thorough ability to communicate project goals and objectives, and keeping leadership informed of progress and issues.

Learn more about how we work:

PwC does not intend to hire experienced or entry level job seekers who will need, now or in the future, PwC sponsorship through the H-1B lottery, except as set forth within the following policy:

The salary range for this position is: $77,000 - $202,000, plus individuals may be eligible for an annual discretionary bonus. For roles that are based in Maryland, this is the listed salary range for this position. Actual compensation within the range will be dependent upon the individual's skills, experience, qualifications and location, and applicable employment laws. PwC offers a wide range of benefits, including medical, dental, vision, 401k, holiday pay, vacation, personal and family sick leave, and more. To view our benefits at a glance, please visit

As PwC is an equal opportunity employer, all qualified applicants will receive consideration for employment at PwC without regard to race; color; religion; national origin; sex (including pregnancy, sexual orientation, and gender identity); age; disability; genetic information; veteran, marital, or citizenship status; or, any other status protected by law.

For only those qualified applicants that are impacted by the Los Angeles County Fair Chance Ordinance for Employers, the Los Angeles' Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, San Diego County Fair Chance Ordinance, and the California Fair Chance Act, where applicable, arrest or conviction records will be considered for Employment in accordance with these laws. At PwC, we recognize that conviction records may have a direct, adverse, and negative relationship to responsibilities such as accessing sensitive company or customer information, handling proprietary assets, or collaborating closely with team members. We evaluate these factors thoughtfully to establish a secure and trusted workplace for all.

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